• The Value of Home Inspections| Leave a Comment
  

  There are a variety of qualified and experienced professionals who have the ability to offer comprehensive and accurate home inspections, but many home owners don’t take advantage of their service once they’ve lived in a home for a few years. Part of the reason for this is that they do not see the immediate value [...]

• What is the Subprime Mortgage Crisis?| Leave a Comment
  

  There is much in the news these days about the subprime mortgage crisis and how it has led to foreclosures in the real estate world. Unfortunately, many news reports chronicle the expansion of the subprime mortgage crisis, but they often do not define. This is due to the erroneous assumption that the audience generally understands [...]

• The Home Needs Work? Is it a Good Opportunity?| Leave a Comment
  

  If there ever was one thing that dissuades people from purchasing a home it would be the necessity to perform a multitude of repairs. After all, who wants to purchase a home and then invest tons of money into repairing the property as well as making the requisite time commitment that such repair work would [...]

• Qualifying Property Prior to a Purchase| Leave a Comment
  

  Let’s say that you are driving your car down a stretch of road and you see a beautiful home. Lo and behold, it would appear that this gorgeous home has a for sale sign on its property. It would seem that luck has fallen upon you. But here is the problem: all you are thinking [...]

• Building Up Your Credit Score| Leave a Comment
  

  Hopefully you understand your credit a little more after reading my last post. Now it’s important to remember that a healthy credit score can speed up the mortgage process, while an unhealthy (lower) credit score can indicate a pattern of risky behavior that could result in a collection or possible bankruptcy. Fortunately, your credit score [...]

• What You Need to Know About Your Credit| Leave a Comment
  

  One of your most important assets is something you may not even think about much – your credit score. Your credit score affects your ability to purchase a home or refinance. But even if you don’t plan to purchase or refinance in the near future, you should still consider the importance of your credit score [...]

• Thinking About the Future| Leave a Comment
  

  If you read my previous post about getting in debt the right way, we talked about how it can be a good idea to hold off on paying down your mortgage as quickly as possible. So instead of paying off your mortgage, you could be using the extra money for investments. And when you use [...]

• Getting in Debt the Right Way| Leave a Comment
  

  Are you focused on eliminating debt from your life? Maybe you should instead be focusing on having the right kind of debt.
  So when is debt ever a good thing? Debt is a good thing when it adds to your investment profile; when it gives you an opportunity to build your long term wealth. There are [...]

• Fixed vs. Variable Interest Rates| Leave a Comment
  

  When you start looking for a competitive interest rate for a mortgage, you’ll also want to find favorable terms and conditions associated with that mortgage. Along those lines, one of the most common questions that arises is whether or not a fixed interest rate is better than a variable interest rate. Of course, before this [...]

• Trends In Home Ownership| Leave a Comment
  

  The rate of people who own their own homes in this country has plummeted as the rate of foreclosures zoomed to its highest levels ever. In addition, the total delinquency rate for mortgages is near the highest level since 1985. Housing prices continue to fall and more and more homeowners owe more on their houses [...]

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